Take-home pay by state (2026): all 50 states compared
📅 Updated for the 2026 tax year · Tax data last verified June 8, 2026 · sources
On a $100,000 salary, where you live changes your take-home pay by up to $8,055 a year in 2026: a single filer keeps about $79,180 in Texas but only about $71,126 in Oregon. Federal income tax and FICA are identical everywhere — the entire gap is state income tax and payroll levies. The table below shows estimated after-tax pay on $50k, $75k and $100k in every state, computed with the same verified 2026 tax engine that powers our calculators.
| State | $50,000 salary | $75,000 salary | $100,000 salary | Eff. rate @ $100k |
|---|---|---|---|---|
| Texasno income tax | $42,355 | $61,593 | $79,180 | 20.8% |
| Floridano income tax | $42,355 | $61,593 | $79,180 | 20.8% |
| Alaskano income tax | $42,355 | $61,593 | $79,180 | 20.8% |
| Nevadano income tax | $42,355 | $61,593 | $79,180 | 20.8% |
| New Hampshireno income tax | $42,355 | $61,593 | $79,180 | 20.8% |
| South Dakotano income tax | $42,355 | $61,593 | $79,180 | 20.8% |
| Tennesseeno income tax | $42,355 | $61,593 | $79,180 | 20.8% |
| Washingtonno income tax | $42,355 | $61,593 | $79,180 | 20.8% |
| Wyomingno income tax | $42,355 | $61,593 | $79,180 | 20.8% |
| North Dakota | $42,355 | $61,389 | $78,489 | 21.5% |
| Arizona | $41,499 | $60,111 | $77,074 | 22.9% |
| Ohio | $41,423 | $59,973 | $76,873 | 23.1% |
| Louisiana | $41,241 | $59,729 | $76,566 | 23.4% |
| Indiana | $40,910 | $59,410 | $76,260 | 23.7% |
| Pennsylvania | $40,785 | $59,238 | $76,040 | 24.0% |
| Iowa | $41,067 | $59,354 | $75,992 | 24.0% |
| Mississippi | $41,087 | $59,325 | $75,912 | 24.1% |
| Kentucky | $40,723 | $59,085 | $75,798 | 24.2% |
| North Carolina | $40,869 | $59,109 | $75,699 | 24.3% |
| Arkansas | $40,993 | $59,305 | $75,680 | 24.3% |
| New Mexico | $41,171 | $59,233 | $75,611 | 24.4% |
| Nebraska | $40,960 | $59,060 | $75,510 | 24.5% |
| West Virginia | $40,911 | $59,047 | $75,489 | 24.5% |
| Missouri | $40,942 | $59,005 | $75,417 | 24.6% |
| Oklahoma | $40,651 | $58,763 | $75,226 | 24.8% |
| Michigan | $40,481 | $58,656 | $75,181 | 24.8% |
| Colorado | $40,643 | $58,671 | $75,048 | 25.0% |
| Vermont | $41,114 | $59,103 | $75,040 | 25.0% |
| Idaho | $40,813 | $58,726 | $74,988 | 25.0% |
| Georgia | $40,609 | $58,599 | $74,939 | 25.1% |
| South Carolina | $41,355 | $58,935 | $74,936 | 25.1% |
| Rhode Island | $40,547 | $58,572 | $74,932 | 25.1% |
| Montana | $40,762 | $58,716 | $74,891 | 25.1% |
| New Jersey | $41,045 | $58,854 | $74,810 | 25.2% |
| Maryland | $40,344 | $58,394 | $74,794 | 25.2% |
| Wisconsin | $40,774 | $58,644 | $74,747 | 25.3% |
| Utah | $40,683 | $58,483 | $74,730 | 25.3% |
| Alabama | $40,095 | $58,083 | $74,420 | 25.6% |
| Kansas | $40,365 | $58,207 | $74,400 | 25.6% |
| Illinois | $40,025 | $58,025 | $74,375 | 25.6% |
| Virginia | $40,294 | $58,094 | $74,244 | 25.8% |
| New York | $40,210 | $58,073 | $74,228 | 25.8% |
| Massachusetts | $39,845 | $57,718 | $73,940 | 26.1% |
| Connecticut | $40,105 | $57,843 | $73,930 | 26.1% |
| Delaware | $40,147 | $57,874 | $73,811 | 26.2% |
| Maine | $40,381 | $57,806 | $73,523 | 26.5% |
| Minnesota | $40,258 | $57,686 | $73,463 | 26.5% |
| Hawaii | $40,330 | $57,696 | $73,384 | 26.6% |
| California | $40,512 | $57,690 | $72,672 | 27.3% |
| Oregon | $38,588 | $55,825 | $71,126 | 28.9% |
Single filer, standard deduction, no pre-tax 401(k); excludes local/city income taxes and credits. Each state name links to that state's paycheck calculator, where you can set your exact salary and filing status.
Why take-home pay differs by state
Every worker in the U.S. pays the same federal income tax (2026 brackets from 10% to 37%) and the same FICA payroll taxes (6.2% Social Security + 1.45% Medicare). What varies is the state layer: nine states levy no income tax at all, flat-tax states take one rate from every dollar, and graduated states like California and New York climb past 9% at higher incomes. A few states add payroll levies on top — California's SDI, for example, takes another 1.3% with no wage cap.
How these numbers are calculated
Each figure is computed from the 2026 federal brackets and standard deduction (IRS Rev. Proc. 2025-32), FICA rates and wage base (IRS Topic 751), and each state's own published brackets, deductions and credits — validated against worked examples before shipping. See our methodology and the full source list. These are estimates, not tax advice.